Privacy Policy

Empréstimo Mister Money developed the Empréstimo LOAS app as a free app. This SERVICE is provided by Empréstimo Mister Money at no cost and is intended for use as is.

This page is used to inform visitors about my policies regarding the collection, use, and disclosure of Personal Information if anyone decides to use my Service.

By choosing to use my Service, you agree to the collection and use of information in accordance with this policy. The Personal Information that we collect is used to provide and improve the Service. We will not use or share your information with anyone except as described in this Privacy Policy.

The terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, accessible at Empréstimo LOAS, unless otherwise defined in this Privacy Policy.

🌐 Removal Deletion of personal data

     Exclusão de Dados

🌐 Common questions

Perguntas Frequentes

🌐 Privacy Policy

Privacy Policy

Rates, Interest, and Term (Example)

• IOF starting from 3.00%*
• CET starting from 1.55% per month*
• Interest starting from 1.84% per month*
• Maximum rate of 22.01% per year*
• Minimum term of 72 months and maximum of 84 months*
• Credit from R$ 500 to R$ 30,000*

💸 Example of total cost: Monthly interest 1.84% – Taking R$ 22,135.37, you will pay in 84 installments of R$ 419.36, totaling R$ 35,226.24.

*Fees subject to change.

1. Information Collection and Use

For a better experience while using our Service, we may require you to provide us with certain personally identifiable information, including but not limited to Name, Date of Birth, Address, CPF. The information that we request will be retained on your device and is not collected by us in any way.

The app uses third-party services that may collect information used to identify you.

Link to the privacy policy of third-party service providers used by the app

2. Children’s Privacy

This Service is not intended for individuals under the age of 17. We do not knowingly collect personally identifiable information from children under 17 years of age. If we discover that a child under 17 has provided us with personal information, we immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us so that we can take necessary actions.

Aqui está a tradução para o inglês do esboço da política de privacidade que você solicitou para o seu aplicativo:

3. Child Safety Standards Policy in the App (CSAE)

3.1 Introduction

The safety and welfare of children are of utmost importance to us. We are committed to ensuring a safe environment for all underage users by implementing and maintaining the highest standards of child safety in our application.

3.2 Protection Measures

We have implemented various measures to protect children and teenagers while using our app, including:

  • Age verification to ensure that inappropriate content is not accessible to minors.
  • Parental control tools, allowing guardians to set permissions and monitor activities.
  • Content filtering to prevent exposure to harmful materials.

3.3 Education and Awareness

We promote education and awareness about online safety among children and guardians, providing educational resources that help understand online risks and how to manage them.

3.4 Collaboration with Child Protection Entities

We regularly collaborate with organizations specializing in child protection to review and update our safety policies and practices.

4. Policy on the Removal of Child Sexual Abuse Material (CSAM)

4.1 Commitment

We are committed to combating the dissemination of Child Sexual Abuse Material (CSAM) on our app. Any form of child abuse is intolerable, and we will take immediate steps to remove related content and cooperate with the authorities.

4.2 Detection and Removal

We use advanced technologies to detect and remove CSAM from our application. Our systems are designed to identify and block the distribution of these materials.

4.3 Reporting Abuse

We encourage users to immediately report any suspicious activity or content related to child abuse. We provide direct and secure channels for such reports, ensuring confidentiality and protection for the reporters.

4.4 Cooperation with Authorities

We maintain close collaboration with local and international authorities to facilitate investigation and action against child abuse and exploitation.

4.5 Education and Prevention

We work to educate our community about the dangers of CSAM and how to prevent its spread. We offer resources and support to raise awareness about this serious issue.

4.6 Information Collection Children’s

We will not knowingly collect personally identifiable information from children under 17 years of age without verifiable parental consent.
Information collected from children will be strictly limited to what is necessary to provide the app’s services and for purposes of user experience personalization.

4.7 Identifiers children’s:

We will not transmit personal identifiers, such as advertising IDs, to children or users of unknown age.
Any identifier used will be strictly for app operation purposes and will be treated with appropriate privacy and security measures.

4.8 Parental Consent children’s:

Before collecting personal information from children under 17 years of age, we will obtain verifiable parental consent through an appropriate and transparent process.
Parents or legal guardians will have the right to review the information collected about their children, request changes, or deletion of such information as necessary.

4.9 Security and Privacy children’s:

We will implement robust security measures to protect children’s personal information against unauthorized access, misuse, or disclosure.
We will keep children’s information confidential and use proper data retention and disposal practices.

5. Cookie Policy children’s

We will use cookies and similar technologies responsibly and in compliance with applicable privacy laws.
Parents or legal guardians will be able to manage cookie settings and privacy preferences through the options available in the app.

This Privacy Policy for Children’s Apps on Google Play Store is subject to periodic updates to reflect changes in data protection legislation or practices of information collection and use. Parents or legal guardians are encouraged to regularly review this policy to stay informed of any changes.

6. Cookies

Cookies are files with a small amount of data that are commonly used as unique anonymous identifiers. They are sent to your browser from the websites you visit and are stored in your device’s internal memory.

This Service does not explicitly use these “cookies”. However, the app may use third-party code and libraries that use “cookies” to collect information and improve their services. You have the option to accept or decline these cookies and to know when a cookie is being sent to your device. If you choose to decline our cookies, you may not be able to use some parts of this Service.

7. Log Data

We want to inform you that whenever you use our Service, in a case of an error in the app, we collect data and information (through third-party products) on your phone called Log Data. This Log Data may include information such as your device’s Internet Protocol (“IP”) address, device name, operating system version, the configuration of the app when utilizing our Service, the time and date of your use of the Service, and other statistics.

8. Service Providers

We may hire third-party companies and individuals for the following reasons:

  • Facilitate our Service;
  • Provide the Service on our behalf;
  • Perform Service-related services; or
  • Help us analyze how our Service is used.

We want to inform users of this Service that these third parties have access to your Personal Information. The reason is to perform tasks assigned to them on our behalf. However, they are obligated not to disclose or use the information for any other purpose.

9. Security

We value your trust in providing us with your Personal Information, so we strive to use commercially acceptable means of protecting it. However, please remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and we cannot guarantee its absolute security.

10. Links to Other Sites

This Service may contain links to other sites. If you click on a third-party link, you will be directed to that site. Please note that these external sites are not operated by us. Therefore, we strongly advise you to review the Privacy Policy of these websites. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

11. Changes to This Privacy Policy

We may update our Privacy Policy periodically. Therefore, we recommend that you review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page.

This policy is effective as of May 02, 2024.

12. Contact Us

If you have any questions or suggestions about our Privacy Policy, please do not hesitate to contact us at contato@emprestimoparaloas.com.br.

This policy is effective as of April 17, 2024.

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